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  <channel>
    <title>Finance Atena Insights</title>
    <link>https://blog.financeatena.it/en</link>
    <description>News, events, and in-depth insights into the world of Atena Finance, featuring our perspective on investment opportunities in markets and companies.</description>
    <language>en</language>
    <pubDate>Thu, 24 Sep 2026 09:20:23 GMT</pubDate>
    <dc:date>2026-09-24T09:20:23Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>Digital Transformation: Finance Atena's Approach</title>
      <link>https://blog.financeatena.it/en/digital-transformation-finance-atena-approach</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/digital-transformation-finance-atena-approach" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Digital%20Transformation.svg" alt="Digital Transformation" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;In September 2023, the article &lt;em&gt; “Digital Twin Business Model (DTBM) for Strategic Business Planning”&lt;/em&gt; was published in &lt;span style="font-weight: bold;"&gt;ilSole24Ore&lt;/span&gt;, in the &lt;em&gt;“Companies &amp;amp;&lt;/em&gt; &lt;em&gt; Territory”&lt;/em&gt; section.&lt;br&gt;&lt;br&gt;This new &lt;span style="font-weight: bold;"&gt;DTBM&lt;/span&gt; methodology, developed using the &lt;span style="font-weight: bold;"&gt;Finance Atena®&lt;/span&gt; Platform, provides a true strategic, economic, financial, and organizational digital twin of the company, upon which all business and managerial decisions can be accurately simulated. This enables decisions to be directed toward the best possible optimization of investments, costs, revenues, tax profile, profitability, bankability, and, in general, corporate sustainability—including from the perspective of sustainable finance (EU Taxonomy, Sustainability Report, ESG), through the optimal utilization of these factors.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/digital-transformation-finance-atena-approach" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Digital%20Transformation.svg" alt="Digital Transformation" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;In September 2023, the article &lt;em&gt; “Digital Twin Business Model (DTBM) for Strategic Business Planning”&lt;/em&gt; was published in &lt;span style="font-weight: bold;"&gt;ilSole24Ore&lt;/span&gt;, in the &lt;em&gt;“Companies &amp;amp;&lt;/em&gt; &lt;em&gt; Territory”&lt;/em&gt; section.&lt;br&gt;&lt;br&gt;This new &lt;span style="font-weight: bold;"&gt;DTBM&lt;/span&gt; methodology, developed using the &lt;span style="font-weight: bold;"&gt;Finance Atena®&lt;/span&gt; Platform, provides a true strategic, economic, financial, and organizational digital twin of the company, upon which all business and managerial decisions can be accurately simulated. This enables decisions to be directed toward the best possible optimization of investments, costs, revenues, tax profile, profitability, bankability, and, in general, corporate sustainability—including from the perspective of sustainable finance (EU Taxonomy, Sustainability Report, ESG), through the optimal utilization of these factors.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fdigital-transformation-finance-atena-approach&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>News</category>
      <category>Pinned</category>
      <pubDate>Tue, 23 Jan 2024 10:30:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/digital-transformation-finance-atena-approach</guid>
      <dc:date>2024-01-23T10:30:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
    <item>
      <title>Digital Twin Business Model: the Finance Atena webinar</title>
      <link>https://blog.financeatena.it/en/digital-twin-business-model-the-finance-atena-webinar</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/digital-twin-business-model-the-finance-atena-webinar" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Digital%20Twin%20Business%20Model%20Webinar2.svg" alt="DTBM Webinar" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;With the aim of assisting entrepreneurs and investors, Atena has developed a new strategic consulting methodology known as &lt;span style="font-weight: bold;"&gt;&lt;em&gt;the Digital Twin Business Model (DTBM)&lt;/em&gt;&lt;/span&gt;. &lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/digital-twin-business-model-the-finance-atena-webinar" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Digital%20Twin%20Business%20Model%20Webinar2.svg" alt="DTBM Webinar" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;With the aim of assisting entrepreneurs and investors, Atena has developed a new strategic consulting methodology known as &lt;span style="font-weight: bold;"&gt;&lt;em&gt;the Digital Twin Business Model (DTBM)&lt;/em&gt;&lt;/span&gt;. &lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fdigital-twin-business-model-the-finance-atena-webinar&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Webinar</category>
      <category>DTBM</category>
      <pubDate>Thu, 25 May 2023 10:30:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/digital-twin-business-model-the-finance-atena-webinar</guid>
      <dc:date>2023-05-25T10:30:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
    <item>
      <title>Prime Assumption Rules: the Webinar</title>
      <link>https://blog.financeatena.it/en/prime-assumption-rules-the-webinar</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/prime-assumption-rules-the-webinar" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Prime%20Assumption%20Rules%20Webinar.svg" alt="Prime Assumption Rules Webinar" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;Last Wednesday, February 22, the &lt;span style="font-weight: bold;"&gt;&lt;em&gt;“Prime Assumption Rules” &lt;/em&gt;&lt;/span&gt;event, sponsored by &lt;em&gt;Finance Atena&lt;/em&gt;, was held on LinkedIn Live and Zoom. The session was moderated by &lt;span style="font-weight: bold;"&gt;Leandro Nadir Baroncini&lt;/span&gt;, &lt;em&gt;Founder &amp;amp; Creative Director of Emotions for Business&lt;/em&gt;, who served as the interviewer, and &lt;span style="font-weight: bold;"&gt;Paolo Zammitti&lt;/span&gt;, &lt;em&gt;Head of Finance Atena&lt;/em&gt;, who explained to our viewers the concept of &lt;em&gt;Prime Assumption Rules - &lt;/em&gt;what they are, how important they are to the reliability of predictive models, and why no one ever talks about them. &lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/prime-assumption-rules-the-webinar" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Prime%20Assumption%20Rules%20Webinar.svg" alt="Prime Assumption Rules Webinar" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;Last Wednesday, February 22, the &lt;span style="font-weight: bold;"&gt;&lt;em&gt;“Prime Assumption Rules” &lt;/em&gt;&lt;/span&gt;event, sponsored by &lt;em&gt;Finance Atena&lt;/em&gt;, was held on LinkedIn Live and Zoom. The session was moderated by &lt;span style="font-weight: bold;"&gt;Leandro Nadir Baroncini&lt;/span&gt;, &lt;em&gt;Founder &amp;amp; Creative Director of Emotions for Business&lt;/em&gt;, who served as the interviewer, and &lt;span style="font-weight: bold;"&gt;Paolo Zammitti&lt;/span&gt;, &lt;em&gt;Head of Finance Atena&lt;/em&gt;, who explained to our viewers the concept of &lt;em&gt;Prime Assumption Rules - &lt;/em&gt;what they are, how important they are to the reliability of predictive models, and why no one ever talks about them. &lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fprime-assumption-rules-the-webinar&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Webinar</category>
      <pubDate>Fri, 24 Feb 2023 09:30:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/prime-assumption-rules-the-webinar</guid>
      <dc:date>2023-02-24T09:30:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
    <item>
      <title>Sustainability, Innovation, and the Future</title>
      <link>https://blog.financeatena.it/en/sustainability-innovation-future</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/sustainability-innovation-future" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Sostenibilit%C3%A0%20innovazione%20futuro.svg" alt="Sustainability, Innovation, Future" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span&gt;Last Monday, January 16, &lt;span style="font-weight: bold;"&gt;&lt;em&gt;Finance Atena&lt;/em&gt;&lt;/span&gt; held its event &lt;em&gt;titled “Sustainability, Innovation, and the Future,”&lt;/em&gt; during which &lt;span style="font-weight: bold;"&gt;Leandro Nadir Baroncini&lt;/span&gt;, Founder &amp;amp; Creative Director of &lt;em&gt;Emotions for Business&lt;/em&gt;, interviewed &lt;span style="font-weight: bold;"&gt;Paolo Zammitti&lt;/span&gt;, Head of &lt;em&gt;Finance Atena&lt;/em&gt;.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/sustainability-innovation-future" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Sostenibilit%C3%A0%20innovazione%20futuro.svg" alt="Sustainability, Innovation, Future" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span&gt;Last Monday, January 16, &lt;span style="font-weight: bold;"&gt;&lt;em&gt;Finance Atena&lt;/em&gt;&lt;/span&gt; held its event &lt;em&gt;titled “Sustainability, Innovation, and the Future,”&lt;/em&gt; during which &lt;span style="font-weight: bold;"&gt;Leandro Nadir Baroncini&lt;/span&gt;, Founder &amp;amp; Creative Director of &lt;em&gt;Emotions for Business&lt;/em&gt;, interviewed &lt;span style="font-weight: bold;"&gt;Paolo Zammitti&lt;/span&gt;, Head of &lt;em&gt;Finance Atena&lt;/em&gt;.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fsustainability-innovation-future&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Webinar</category>
      <pubDate>Fri, 20 Jan 2023 08:45:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/sustainability-innovation-future</guid>
      <dc:date>2023-01-20T08:45:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
    <item>
      <title>Predictive Analytics: a comparison of methodologies</title>
      <link>https://blog.financeatena.it/en/predictive-analytics-a-comparison-of-methodologies</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/predictive-analytics-a-comparison-of-methodologies" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Analisi%20Predittiva.svg" alt="Predictive Analytics" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;During the live event on&lt;span style="font-weight: bold;"&gt;&lt;em&gt;“Warehouse Sustainability”&lt;/em&gt;&lt;/span&gt;held on Wednesday, September 14, 2022, Paolo Zammitti, &lt;em&gt;Head of Finance&amp;nbsp;Atena&lt;/em&gt;, addressed the topic of sustainable warehouse management, beginning with a question: &lt;em&gt;What value is placed today on a company’s true sustainability&lt;/em&gt;?&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/predictive-analytics-a-comparison-of-methodologies" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Analisi%20Predittiva.svg" alt="Predictive Analytics" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;During the live event on&lt;span style="font-weight: bold;"&gt;&lt;em&gt;“Warehouse Sustainability”&lt;/em&gt;&lt;/span&gt;held on Wednesday, September 14, 2022, Paolo Zammitti, &lt;em&gt;Head of Finance&amp;nbsp;Atena&lt;/em&gt;, addressed the topic of sustainable warehouse management, beginning with a question: &lt;em&gt;What value is placed today on a company’s true sustainability&lt;/em&gt;?&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fpredictive-analytics-a-comparison-of-methodologies&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Platform</category>
      <pubDate>Tue, 20 Sep 2022 07:30:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/predictive-analytics-a-comparison-of-methodologies</guid>
      <dc:date>2022-09-20T07:30:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
    <item>
      <title>Finance Atena and the 3-tier software architecture</title>
      <link>https://blog.financeatena.it/en/the-3-tier-software-architecture</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/the-3-tier-software-architecture" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Struttura%20Sw%20a%203%20livelli.svg" alt="Finance Atena Software Architecture" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;A business project is not a static system. Prices, costs, market conditions, financing arrangements, business strategies, and investor objectives all change.&lt;br&gt;&lt;br&gt;For this reason, an economic and financial evaluation cannot be limited to producing a single result or representing the company through a rigid model. It must be able to &lt;span style="font-weight: bold;"&gt;adapt to the complexity of the project&lt;/span&gt;, simulate different scenarios, and analyze the contribution of individual activities.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/the-3-tier-software-architecture" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Struttura%20Sw%20a%203%20livelli.svg" alt="Finance Atena Software Architecture" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;A business project is not a static system. Prices, costs, market conditions, financing arrangements, business strategies, and investor objectives all change.&lt;br&gt;&lt;br&gt;For this reason, an economic and financial evaluation cannot be limited to producing a single result or representing the company through a rigid model. It must be able to &lt;span style="font-weight: bold;"&gt;adapt to the complexity of the project&lt;/span&gt;, simulate different scenarios, and analyze the contribution of individual activities.&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fthe-3-tier-software-architecture&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Platform</category>
      <category>Consulting</category>
      <pubDate>Fri, 25 Mar 2022 09:45:00 GMT</pubDate>
      <author>paolo.zammitti@atenait.it (Paolo Zammitti)</author>
      <guid>https://blog.financeatena.it/en/the-3-tier-software-architecture</guid>
      <dc:date>2022-03-25T09:45:00Z</dc:date>
    </item>
    <item>
      <title>Leverage in Predictive Analytics</title>
      <link>https://blog.financeatena.it/en/leverage-in-predictive-analytics</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/leverage-in-predictive-analytics" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Leva%20finanziaria.svg" alt="Leverage " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;Imagine a project with 10 million euros in capex, where all the time spent on financial analysis is devoted to recalculating the &lt;span style="font-weight: bold;"&gt;financial leverage&lt;/span&gt; n times, varying it from 10:90 to 30:70, with thethe goal of reaching the holy grail of a NPV close to 0 (or a WACC of 0.55%, as required by current regulations for projects with public funding) and making the project appealing to the public administration.&lt;br&gt;&lt;br&gt;Then imagine talking to the investor and discovering that they have a maximum of 100,000 euros in equity to put into the project. The rest remains to be seen. Or imagine the opposite scenario. The investor brings a consortium with them, and they have enough equity to fully cover the &lt;span style="font-weight: bold;"&gt;investment’s value&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/leverage-in-predictive-analytics" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Leva%20finanziaria.svg" alt="Leverage " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;Imagine a project with 10 million euros in capex, where all the time spent on financial analysis is devoted to recalculating the &lt;span style="font-weight: bold;"&gt;financial leverage&lt;/span&gt; n times, varying it from 10:90 to 30:70, with thethe goal of reaching the holy grail of a NPV close to 0 (or a WACC of 0.55%, as required by current regulations for projects with public funding) and making the project appealing to the public administration.&lt;br&gt;&lt;br&gt;Then imagine talking to the investor and discovering that they have a maximum of 100,000 euros in equity to put into the project. The rest remains to be seen. Or imagine the opposite scenario. The investor brings a consortium with them, and they have enough equity to fully cover the &lt;span style="font-weight: bold;"&gt;investment’s value&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fleverage-in-predictive-analytics&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Platform</category>
      <category>Consulting</category>
      <pubDate>Fri, 11 Mar 2022 09:00:00 GMT</pubDate>
      <author>paolo.zammitti@atenait.it (Paolo Zammitti)</author>
      <guid>https://blog.financeatena.it/en/leverage-in-predictive-analytics</guid>
      <dc:date>2022-03-11T09:00:00Z</dc:date>
    </item>
    <item>
      <title>Interview with Stefano Baroncini</title>
      <link>https://blog.financeatena.it/en/interview-with-stefano-baroncini</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/interview-with-stefano-baroncini" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Intervista%20Live%20Social%20Radio.svg" alt="Interview with Stefano Baroncini" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;During his interview on &lt;span style="font-weight: bold;"&gt;Live Social Radio&lt;/span&gt;, &lt;em&gt;Stefano Baroncini&lt;/em&gt;, &lt;em&gt;CEO and Founder of Atena&lt;/em&gt;, highlights the &lt;span style="font-weight: bold;"&gt;limitations of traditional tools&lt;/span&gt; used to evaluate investments, entrepreneurial initiatives, and business strategies. The problem isn’t just about the ability to perform calculations, but above all the difficulty of representing, in a coherent and integrated way, all the variables that influence a project’s evolution. Revenue, costs, investments, financing needs, liquidity, debt, and profitability are not independent elements, but rather parts of a single, constantly evolving system.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/interview-with-stefano-baroncini" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Intervista%20Live%20Social%20Radio.svg" alt="Interview with Stefano Baroncini" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;During his interview on &lt;span style="font-weight: bold;"&gt;Live Social Radio&lt;/span&gt;, &lt;em&gt;Stefano Baroncini&lt;/em&gt;, &lt;em&gt;CEO and Founder of Atena&lt;/em&gt;, highlights the &lt;span style="font-weight: bold;"&gt;limitations of traditional tools&lt;/span&gt; used to evaluate investments, entrepreneurial initiatives, and business strategies. The problem isn’t just about the ability to perform calculations, but above all the difficulty of representing, in a coherent and integrated way, all the variables that influence a project’s evolution. Revenue, costs, investments, financing needs, liquidity, debt, and profitability are not independent elements, but rather parts of a single, constantly evolving system.&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Finterview-with-stefano-baroncini&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>News</category>
      <pubDate>Sat, 19 Jun 2021 10:00:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/interview-with-stefano-baroncini</guid>
      <dc:date>2021-06-19T10:00:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
    <item>
      <title>Il Sole 24 Ore presents Finance Atena</title>
      <link>https://blog.financeatena.it/en/il-sole-24-ore-presents-finance-atena</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/il-sole-24-ore-presents-finance-atena" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Articolo%20Sole24Ore.svg" alt="Finance Atena for Il Sole 24 Ore" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;We must ask ourselves why the finance sector—which deals with investment analyses involving millions of euros and business models that have a major impact on and carry significant responsibility toward the market and the community—still relies on “do-it-yourself” models in Excel spreadsheets for its &lt;span style="font-weight: normal;"&gt;predictive economic and financial analyses&lt;/span&gt;. The average accuracy of Excel spreadsheets in approximating economic and financial reality is in the range of 15–20%. It’s like photographing reality with an old camera equipped with obsolete lenses that can only produce blurry and unclear photos.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.financeatena.it/en/il-sole-24-ore-presents-finance-atena" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.financeatena.it/hubfs/Articolo%20Sole24Ore.svg" alt="Finance Atena for Il Sole 24 Ore" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="text-align: justify;"&gt;&lt;span style="font-size: 1rem;"&gt;We must ask ourselves why the finance sector—which deals with investment analyses involving millions of euros and business models that have a major impact on and carry significant responsibility toward the market and the community—still relies on “do-it-yourself” models in Excel spreadsheets for its &lt;span style="font-weight: normal;"&gt;predictive economic and financial analyses&lt;/span&gt;. The average accuracy of Excel spreadsheets in approximating economic and financial reality is in the range of 15–20%. It’s like photographing reality with an old camera equipped with obsolete lenses that can only produce blurry and unclear photos.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-eu1.hubspot.com/__ptq.gif?a=25513326&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.financeatena.it%2Fen%2Fil-sole-24-ore-presents-finance-atena&amp;amp;bu=https%253A%252F%252Fblog.financeatena.it%252Fen&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>News</category>
      <category>Platform</category>
      <pubDate>Thu, 01 Apr 2021 07:30:00 GMT</pubDate>
      <guid>https://blog.financeatena.it/en/il-sole-24-ore-presents-finance-atena</guid>
      <dc:date>2021-04-01T07:30:00Z</dc:date>
      <dc:creator>Finance Atena</dc:creator>
    </item>
  </channel>
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